Max Henson
Offensive key: Taylor Heinicke took way too many hits last week in his first career start and the elbow injury he suffered against Atlanta means undrafted rookie quarterback Kyle Allen is now set to make his first career start. The protection has got to be solid to give Allen a chance when those third-and-long situations inevitably come up.
Defensive key: Rookie linebacker Jermaine Carter and rookie safety Rashaan Gaulden are expected to get quite a bit of work as head coach Ron Rivera takes this opportunity to evaluate some young guys. Both would like to make their case for more playing time in 2019. They'll be tested in the Superdome against the Saints, even if Drew Brees never steps on the field. Playing smart, disciplined football is the first item on the to-do list. And a splash play or two certainly wouldn't hurt.
Gutsy guess: Conerback James Bradberry has been playing at a really high level the past few weeks. He joked that he's always "good for two picks a year," which is indeed what he posted in 2016 and 2017. He's got one interception going into the finale, so that must mean another one is coming against the Saints.
Bryan Strickland
Offensive key: Finding a rhythm on offense in the Superdome is never easy even with all hands on deck - much less with an undrafted rookie at quarterback, injuries along the offensive front and questions about how long the team's top weapons will actually play. The best way to get things going might be to rely on something Cam Newton used so well in 2018: the short passing game. Allen can get some confidence by getting the ball into playmakers' hands near the line of scrimmage, and they can get the offense - and the sticks - moving with their legs.
Defensive key: Drew Brees has shown that the Saints offense can put up points with no-names playing notable roles, tossing touchdown passes to four different undrafted players in a victory over the Falcons on Thanksgiving. But can Teddy Bridgewater do the same with Brees on the sideline? Sure Bridgewater has experience, but he has started a game since the playoffs at the end of the 2015 season. A Panthers defense that has lacked a consistent pass rush but that got after Brees and Co. two weeks ago gets a chance against Brees' backup.
Gutsy guess: Two weeks ago, it looked like Carolina's game against the Saints could come down to a kick, but New Orleans won the low-scoring affair with a fourth-quarter touchdown. There are plenty of reasons to believe points could be at a premium in the rematch as well. Look for Chandler Catanzaro, signed to replace an injured Graham Gano in Week 14, to connect on a 43-yard field goal that sends the Panthers into the offseason with a 20-17 victory.
Bill Voth
Offensive key: This game was supposed to decide the division. Instead, it's turned into one where, with each teams' postseason fates already determined, they mostly want to emerge with as few nicks as possible. Christian McCaffrey is 75 yards away from 2,000 all-purpose yards, a mark he'd likely love to reach. But putting him at much of a risk just so he can reach a number isn't wise. I think the Panthers will be smart and play McCaffrey for about a quarter. Giving him a chance to hit 2k and then getting him out isn't key to winning the game, but it is important for both him and the Panthers.
Defensive key: Near the top of the Panthers' to-do list this offseason is to add pass rushing help. It'd be nice if they didn't have to only depend on free agents or the draft. Young linemen Vernon Butler, Efe Obada, Bryan Cox Jr. and Marquis Haynes had opportunities this season to emerge as pass rushers. The sparks were few and far between. Depending who's active Sunday, the guys in that group have at least one more chance to show they could be a productive part of a rotation in 2019.
Gutsy guess: With McCaffrey likely playing a limited role and Kenjon Barner now on injured reserve, Cameron Artis-Payne and Travaris Cadet will carry the bulk of the load in the backfield. I say Cadet will find the end zone for the first time since 2016 when he scored four times for the Saints.
The Panthers trail the all-time series against the Saints, 27-29. Carolina has played New Orleans more than any other team in its history.
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
Carolina Panther Luke Kuechly (59) keeps his eyes on New Orleans Saint quarterback Drew Brees at Bank of American Stadium on Sunday, September 24, 2017 in Charlotte, NC.

Carolina Panthers' Rod Smart (32) runs past cheering teammates for a 100-yard kick return for a touchdown during the second quarter against the New Orleans Saints in Charlotte, N.C., Sunday Oct. 5, 2003. (AP Photo/Rick Havner)
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Carolina Panthers play against the New Orleans Saints on Sunday, September 27, 2015 at Bank of America Stadium.
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Carolina Panthers play against the New Orleans Saints on Sunday, December 22, 2013.
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Carolina Panthers play against the New Orleans Saints on Sunday, December 22, 2013.

Carolina Panther Christian McCaffrey (22) makes a reception in the red zone against the New Orleans Saints at Bank of American Stadium on Sunday, September 24, 2017 in Charlotte, NC.
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Carolina Panthers play against the New Orleans Saints on Sunday, October 16, 2016 at the Mercedes Benz Super Dome in New Orleans, LA.
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.
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Carolina Panthers play against the New Orleans Saints on Sunday, December 22, 2013.
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.
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Carolina Panthers play against the New Orleans Saints on Sunday, October 16, 2016 at the Mercedes Benz Super Dome in New Orleans, LA.
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
Carolina Panthers play against the New Orleans Saints in Bank of America Stadium on Thursday, October 30, 2014 in Charlotte, NC.

Carolina Panthers play against the New Orleans Saints on Sunday, December 22, 2013.

Carolina Panthers play against the New Orleans Saints on Sunday, December 22, 2013.
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Carolina Panthers play against the New Orleans Saints on Sunday, December 6, 2015.

Carolina Panthers play against the New Orleans Saints on Sunday, September 27, 2015 at Bank of America Stadium.

Carolina Panthers play against the New Orleans Saints on Sunday, September 27, 2015 at Bank of America Stadium.
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Carolina Panthers running back DeAngelo Williams in action during an NFL football game against the New Orleans Saints in Charlotte, N.C., Sunday, Oct. 19, 2008. (AP Photo/Chuck Burton)

Carolina Panther Curtis Samuel (10) evades New Orleans Saints Marcus Williams at Bank of American Stadium on Sunday, September 24, 2017 in Charlotte, NC.

Carolina Panthers play against the New Orleans Saints on Sunday, October 16, 2016 at the Mercedes Benz Super Dome in New Orleans, LA.
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
New Orleans Saints defenders Roman Harper (41) and Jason David (42) try to defend Carolina Panthers wide receiver Steve Smith (89) in the second half of their NFL football game in the Superdome in New Orleans, Sunday, Dec. 28, 2008. Smith caught the long pass to keep the Panthers' game-winning drive alive as they defeated the Saints 33-31. (AP Photo/Chris Martinez)

Carolina Panthers play against the New Orleans Saints in Bank of America Stadium on Thursday, October 30, 2014 in Charlotte, NC.
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
New Orleans Saints' Drew Brees (9) looks to pass as Carolina Panthers' Julius Peppers (90) defends during the second quarter of an NFL football game in Charlotte, N.C., Sunday, Oct. 19, 2008. (AP Photo/Chuck Burton)
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.

Carolina Panthers against the New Orleans Saints during the wild card round of the NFL playoffs at the Mercedes-Benz Superdome on Sunday, January 7, 2018 in New Orleans, LA. (Photo by Melissa Melvin-Rodriguez)

Carolina Panthers quarterback Jake Delhomme (17) scrambles as New Orleans Saints' Charles Grant (94) pursues during the second half of the Panthers' 30-7 win in an NFL football game in Charlotte, N.C., Sunday, Oct. 19, 2008. (AP Photo/Rick Havner)
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The Carolina Panthers play against the Miami Dolphins during week ten of the regular season on Monday, November 13, 2017, at Bank of America Stadium in Charlotte, NC.
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Carolina Panthers play against the New Orleans Saints on Sunday, December 6, 2015.

New Orleans Saints quarterback Drew Brees (9) is sacked by Carolina Panthers outside linebacker Thomas Davis in the second half of an NFL football game in New Orleans, Sunday, Dec. 6, 2015. (AP Photo/Jonathan Bachman)
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Carolina Panthers play against the New Orleans Saints in Bank of America Stadium on Thursday, October 30, 2014 in Charlotte, NC.

Carolina Panthers play against the New Orleans Saints on Sunday, December 6, 2015.

New Orleans Saints kicker Olindo Mare right, tries to grab the ball as Steve Weatherford (7) scrambles with Carolina Panthers Richard Marshall after the kick was blocked in the second half of their football game in the Superdome in New Orleans Sunday, Oct. 7, 2007. The Panthers won 16-13.(AP Photo/Alex Brandon)

Carolina Panthers receiver Steve Smith (89) gets by New Orleans Saints cornerback Fred Thomas on his way to a 15-yard, third-quarter touchdown during an NFL football game in Baton Rouge, La., on Sunday, Dec. 18, 2005. The Panthers won 27-10. (AP Photo/Paul Rutherford)
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New Orleans Saints quarterback Drew Brees, bottom, lies on the field after being sacked by Carolina Panthers defender Richard Marshall (31) in the second half of their NFL football game in the Superdome in New Orleans, Sunday, Dec. 28, 2008.(AP Photo/Alex Brandon)

Carolina Panthers linebacker Mark Fields (58) celebrates sacking New Orleans Saints quarterback Aaron Brooks (2), center, on ground (partially obscured), at the Louisiana Superdome in New Orleans, Sunday, Dec. 29, 2002. The Panthers defeated the Saints, 10-6. On ground at right is Saints' Spencer Folau.(AP Photo/Doug Keese)

Carolina Panthers' Ken Lucas, left, intercepts a pass intended for New Orleans Saints' Marques Colston, right, during the third quarter of the Panthers' 30-7 win in an NFL football game in Charlotte, N.C., Sunday, Oct. 19, 2008. (AP Photo/Rick Havner)
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Carolina Panthers quarterback Matt Moore (3) scrambles during an NFL football game against the New Orleans Saints in Charlotte, N.C., Sunday, Nov. 25, 2007. (AP Photo/Mike McCarn)
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
Carolina Panthers kicker John Kasay, center, is surrounded by his teammates after his field goal as time expired in an NFL football game in the Superdome in New Orleans on Sunday, Oct. 7, 2007. The Panthers won 16-13. (AP Photo/Alex Brandon)

The celebration begins as Carolina Panthers' Todd Sauerbrun (10) John Kasay (4) and Kris Mangum (86) enjoy their 23-20 victory over the New Orleans Saints, Sunday, Oct. 26, 2003, in the Louisiana Superdome in New Orleans. Kasay kicked the game-winning field goal in overtime. Leave the field for the Saints is Jay Bellamy (20). Holding for Kasay was punter Todd Souerbrun (10). (AP Photo/Andrew Cohoon)
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
New Orleans Saints defenders Johnathan Sullivan, left, and Brian Young (66) pursue Carolina Panthers quarterback Jake Delhomme (17) during the first half of an NFL football game at LSU's Tiger Stadium on Sunday, Dec. 18, 2005, in Baton Rouge, La. The Panthers won 27-10. (AP Photo/Bill Feig)
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